As we have discovered, pension schemes are complicated products. They are also extremely important, and for most people will be second to their mortgage as the biggest financial commitment they ever make.
It is vitally important to get professional financial advice before you make any big decisions regarding your pension. We will put you in touch with the right people, please contact us to have a chat for any pension questions.
Do you already have a pension running? Do you know how if your pension is performing well enough? Speak with us and one of our connections can do a review to analyse what you have, and what alternatives are out there. If your pension is doing its job our connection will tell you to leave your pension where it is, we make sure you are always in contact with the most ethical people we know.
The value of pensions and the income they produce can fall as well as rise, you may get back less than you invested.
A pension plan is essentially a savings scheme that provides you with a regular income once you reach retirement. You can take a portion of the plan as a lump sum on your retirement, and the rest will be paid to you at regular intervals.
Most people will qualify for a state pension when they retire. Please contact us to chat about what you might be entitled to from state pension.
That’s why you should speak to us about what goals you have for your retirement pension and how our contacts can get you there.
This can be answered in several ways, it can depend on your circumstances and changing government rules and regulations.
The current proposed changes have made taking your pension more flexible, allowing you to have greater access and control over what you do with your savings when you decide to retire. Let us connect you to a Financial Advisor that will be good for you personally.