Choosing a mortgage provider could prove to be one of the biggest decisions of your life. Our Mortgage brokers offer clear, friendly financial advice to help you get it right.Our friendly mortgage broker team in Kent or London can provide mortgage advice, whether you’re looking to buy for the first time, re-mortgage or buy to let. We can even give you advice if you have personal circumstances which can often put off mortgage providers such as being self-employed or having poor credit.
At every stage of the process, our aim is to make complicated issues simple and to give you all the information you need to make the best decision for your family.
*Your home may be repossessed if you don’t not keep up with repayments on your mortgage*
Who could benefit from hiring a mortgage broker in Kent?
Whether you are a first-time buyer or a seasoned investor, everyone can benefit from the services of a mortgage broker in Kent. Individuals or couples new to the property market can use the services of a mortgage broker Kent based to ensure their hard-earned savings are best utilised when purchasing their first home. Thoroughly understanding investments and mortgages from the outset will ensure young individuals set themselves up for a prosperous future.
To ensure your loved ones are taken care of in unfortunate circumstances and to make sure you have the best retirement plan possible, even individuals confident with finance should consider the services of a mortgage broker Kent based.
How do we work?
Our expert team always work with your best interests at their core. We don’t use jargon you won’t understand and every piece of advice you receive from us will be transparent and tailored uniquely to your needs. As we build a strong, long-lasting relationship with our clients we encourage our clients to reach out to us whenever they desire, whether you just want to check in or find the answer to a query you may have.
Simple buying advice
To help you make this important step here are some tips to give you the best chance of making the right choice when choosing a mortgage broker Kent residents can rely on.
Try to get help from someone who has been there before like one of your parents. They will know which questions to ask and how to judge the condition and potential of a property.
Be realistic. Know your income and how much you can afford. Always ensure you have a little money left over at the end of any month. This can help you plan for any emergencies and to build your savings. There are all sorts of expenses you might overlook such as council tax and utilities. Also, think about what happens if things go wrong – for example, what if your boiler packs up? Can you afford a new one?
It’s an easy mistake to make: you see the house of your dreams, but it’s a little more expensive than you planned. You try to stretch your budget a little further, but this leaves you struggling financially.
Insurance premiums can vary depending on where you live. For example, if you move to a bad area with a high crime rate, your premiums could increase sharply.
Location, location, location, so the saying goes. Think about the area you’re moving into. Is it safe? Is it quiet? What’s the community like and are there good public transport links? If you have children, are you in the catchment area of a good school? It’s worth finding somewhere which is close to where you work. Commuting costs can be a big part of your monthly expenses.
If you’re buying for the first time, get in touch with our mortgage broker team today. We’re happy to answer any questions you have.
The FCA do not regulate buy to let mortgages.